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IberiaBank Visa® Classic Card

  
The IberiaBank Visa® Classic Card is issued by IberiaBank.
This card received a rating of 4.50 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for 6 Months
Time Period: 6 months
Rate Applied To: Balance Transfers
Additional Details: The introductory rate is available on balance transfers submitted during the first three months.
Regular APR: 4.00%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: n/app
Make sure to read the credit card's Data before applying!
Credit Card Review
The IberiaBank Visa® Classic Card, issued by Pulaski Bank, is designed for those with average credit who may occasionally carry a balance.

Although this card does not offer a rewards program, it does offer access to common services and benefits, including online account access and lost and stolen card reporting.

The card has no annual fee and offers a 0% introductory rate that can be applied towards balance transfers for the first six months. Once the introductory rate expires, the card offers a very low interest rate for all transactions. This is a rare benefit, considering that the rate for cash advances is generally much higher than that of purchases.

Therefore, those who are looking for a low rate credit card, plan to occasionally carry a balance, and do not care for any extraordinary benefits or discounts will benefit most from what the IberiaBank Visa® Classic Card has to offer.

This review was updated 2008-08-19T00:00:00.0000000-07:00
Additional Information
Various internet account services. Lost and stolen card reporting. See website for additional benefits.

Special Notations about the IberiaBank Visa® Classic Card:

The APR for purchases and balance transfers varies according to the applicant's credit history and will be -1.00%, 0.00%, or 1.00% + Prime Rate. The APR for cash advances varies according to the applicant's credit history and will be 0.00%, 1.00%, or 2.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.