Low APR Credit Cards
Home Credit Card APR APR Management

LOW APR
Credit Cards
Credit
Important APRs
Credit Card APR Help
Security
Terms & Conditions
Resources
Home
Manage Your APR
Questions
 

Citi® Platinum Select® MasterCard®

  
The Citi® Platinum Select® MasterCard® is issued by Citibank.
This card received a rating of 3.50 out of 5.00
Basic Credit Card Information
Introductory Rate: 0% APR for up to 12 Months
Time Period: See Terms
Rate Applied To: Purchases, Balance Transfers
Additional Details: The introductory rate is available on purchases and balance transfers for up to twelve months.
Regular APR: As low as 8.49%
Variable or Fixed: Variable
Annual Fee: $0
Annual Fee Details: None
Application Fee: n/app
Participation Fee: n/app
Reload Fee: n/app
Inactive Fee: n/app
Total First Year Fees: n/app
Types Of Rewards: n/app
Make sure to read the credit card's Terms and Conditions before applying!
Credit Card Review
The Citi® Platinum Select® MasterCard®, issued by Citibank, is designed for those with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.

This card has a reasonably low interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward purchases and balance transfers for up to twelve months.

It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap.

The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards.

Therefore, those who plan to take advantage of the introductory offers and the services provided will benefit most from what the Citi® Platinum Select® MasterCard® has to offer.

This review was updated 2008-08-20T00:00:00.0000000-07:00
Additional Information
Various Internet account related services. Reports to all major credit bureaus to help you establish your credit history. Citi Identity Theft Solutions. $0 liability on unauthorized purchases. Secure, free online account management. Up to $1,000,000 in travel accident insurance. Auto rental insurance. Fraud and security protection services. Lost wallet service. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Optional personal photo on card. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits.

Special Notations about the Citi® Platinum Select® MasterCard®:

The APR for purchases and balance transfers varies according to the applicant's credit history and will be 8.49%, 12.49%, or 16.49%. See website for complete terms and conditions of card usage and application disclosure.